Growkar Plus – Privacy Policy

Last Updated: 11 May 2026

Welcome to Growkar Plus. This Privacy Policy explains how Growkar Plus collects, uses, stores, and protects user information when using our mobile application and related services.

1. About Growkar Plus

Growkar Plus is a shopping and promotional rewards platform where users may purchase eligible digital products or promotional vouchers, receive promotional reward points, participate in optional promotional referral activities, and use eligible reward points for supported promotional offers and voucher benefits.

Growkar Plus is not a banking service, loan provider, investment platform, stock trading platform, gambling app, money-doubling app, or guaranteed earning scheme.

2. Information We Collect

  • Name
  • Mobile number
  • Email address
  • Referral code or sponsor ID
  • Product purchase details
  • Reward point activity
  • Voucher redemption requests
  • payment verification details
  • Device, app version, crash logs, and diagnostic information

3. How We Use Information

  • To create and manage user accounts
  • To process product purchases
  • To verify promotional activities
  • To manage reward point balances
  • To prevent fraud and abuse
  • To improve app performance and security
  • To provide customer support
  • To maintain transaction history

We do not sell personal user data to third parties.

4. Reward Points & Promotional Activities

Growkar Plus may provide promotional reward points for eligible shopping or referral activities.

  • Reward points are promotional and non-guaranteed.
  • Reward points do not represent bank deposits or investment returns.
  • Promotional rewards may change, expire, pause, or stop at any time.
  • Promotional rewards are subject to verification and fraud checks.
  • Fake referrals, fake payments, or suspicious activity may lead to account restrictions.

The application does not guarantee fixed daily income, guaranteed returns, or investment profits.

5. UPI & Payment Verification

The application may support UPI-based purchase verification. Users are responsible for entering correct payment details and transaction references.Growkar Plus does not process or store users' bank account passwords, UPI PINs, or confidential banking credentials.

Growkar Plus reserves the right to verify payment proofs, reject invalid or suspicious payment claims, suspend fraudulent transactions, and restrict abusive accounts. Submission of a UPI reference does not automatically guarantee approval.

Growkar Plus does not process or store users' bank account passwords, UPI PINs, or confidential banking credentials.

6. Data Sharing

We may share limited information with Firebase/Google cloud infrastructure, payment verification providers, or legal authorities when required by law.

7. Data Security

We use reasonable technical and administrative measures to protect user information. However, no internet transmission is completely secure. Users should not share OTPs, passwords, or personal credentials.

8. Children's Privacy

Growkar Plus is not intended for children under 18 years of age. We do not knowingly collect information from minors.

9. User Responsibilities

  • Do not submit fake UPI references.
  • Do not abuse referral systems.
  • Do not use modified applications.
  • Do not attempt unauthorized access.
  • Do not create multiple fake accounts.
  • Do not manipulate reward systems.

10. Account Deletion

Users may request account deletion through the application profile section or through the official deletion request page.

Upon successful verification, account access may be removed and personal data may be deleted according to applicable laws and operational requirements. Certain transaction records may be retained for fraud prevention, legal compliance, and dispute handling.

11. Third-Party Services

The application may contain links or integrations with third-party services including Google Firebase, UPI applications, and external promotional partners. We are not responsible for third-party privacy practices.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Continued use of the application after updates indicates acceptance of revised terms.

13. Contact Us

For support or privacy-related concerns, contact us:

Email: skymacm2@gmail.com